PRIVACY POLICY

Family and Finance Success is a money management resource, service and blog for anyone with the intent to learn about finances. 


  • While I do hold an Accounting Degree I am not a Personal Financial Advisor. Therefore, if you do use a PFA please consult them for major financial decisions.
  • Family and Finance Success is a business. To run a successful business there needs to be a profit. There are several ways this happens:
    • Affiliate links- When you purchase a product or service through an affiliate link Family and Finance Success earns a small commission. Your cost does not increase. To keep a positive reputation I only become affiliated with brands I personally would or have used.
    • Underwritten Posts- When applicable a brand my sponsor a post written on Family and Fiance Success. The brand would be one that upholds our beliefs and integrity.
    • Ad Space-These ads are administered through Google AdSense and you have the right and privilege to hide them through your web or phone browser.  
When posting reviews of a product or local businesses I do accept and keep free products, services, travel, event tickets, and other forms of compensation from companies and local businesses. 

I commit to having a personal, honest relationship with my readers and clients.  I also commit to advertise nothing but the truth on products and services 

Family and Finance Success is family and Christian friendly. Many of my topics relate to my personal belief in Christ Jesus my personal Savior, however, this does not influence my honest option of a topic.




PRIVACY POLICY

Family and Finance Success (i.e. the company)  is committed to maintaining robust privacy protections for its users. Our Privacy Policy (“Privacy Policy”) is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our service.  
This Privacy Policy governs the manner in which Family and Finance Success collects, uses, maintains, and discloses information collected from users of the  http://www.familyfinancesuccess.com/ (site). This privacy policy applies to the Site and all products and services offered by Family and Finance Success through this site. The terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of Service. By accepting our Privacy Policy and Terms and Conditions, you consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy
INFORMATION WE COLLECT
We collect “Non-Personal Information” and “Personal Information.”  Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks.  Personal Information includes only your email, name, website (optional), and phone number which you submit to us through the opt-in process or forms on the Site. To use the website you do not have to enter or register any information, until signing up for content or services.  In an effort to improve the quality of the Service, we track information provided to us by your browser or by our software application when you view or use the Service, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you.  
We track this information via Google Analytics to collect information about use of this site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. Google Analytics collects the IP address assigned to you on the date you visit this site. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy at http://www.google.com/policies/privacy/partners/. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.
We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website. Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.
We may use “cookies” to enhance user experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
HOW WE USE AND SHARE INFORMATION
Personal Information:
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent. We do share Personal Information with vendors who are performing services for the Company, such as the servers for our email communications who are provided access to user’s email address for purposes of sending emails from us.  Those vendors use your Personal Information only at our direction and in accordance with our Privacy Policy.
In general, the Personal Information you provide to us is used to help us communicate with you.  For example, we use Personal Information to contact users in response to questions, solicit feedback from users, provide technical support, and inform users about promotional offers. We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways: allow us to better service you in responding to your customer service requests, administer a contest, promotion, survey or other site feature, quickly process your transactions, send periodic emails regarding your order or other products and services.
Non-Personal Information
In general, we use Non-Personal Information to help us improve the Service and customize the user experience.  We also aggregate Non-Personal Information in order to track trends and analyze use patterns on the Site.  This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our discretion.
In the event we undergo a business transaction such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personal Information may be among the assets transferred.  You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy, and that any acquirer of our assets may continue to process your Personal Information as set forth in this Privacy Policy.  If our information practices change at any time in the future, we will post the policy changes to the Site so that you may opt out of the new information practices.  We suggest that you check the Site periodically if you are concerned about how your information is used.
HOW WE PROTECT INFORMATION
We use reasonable security measures and/or security measures required by applicable United States laws, regulations and rules to protect Personally Identifying Information. When providing Personally Identifying Information, you should be aware of the general risks of transmitting information over the Internet. While we attempt to prevent unauthorized persons from accessing our files or tampering with this Website, we cannot guarantee that these efforts always will be successful. We are not liable for disclosure of Personally Identifying Information due to errors in transmission or unauthorized acts of third parties. By using our Service, you acknowledge that you understand and agree to assume these risks.
 YOUR RIGHTS REGARDING THE USE OF YOUR PERSONAL INFORMATION
You have the right at any time to prevent us from contacting you for marketing purposes.  When we send a promotional communication to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail.   Please note that notwithstanding the promotional preferences you indicate by either unsubscribing, we may continue to send you administrative emails including, for example, periodic updates to our Privacy Policy.
California Online Privacy Protection Act
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
According to CalOPPA we agree to the following:
Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our homepage or as a minimum on the first significant page after entering our website.
Our Privacy Policy link includes the word ‘Privacy’ and can be easily be found on the page specified above. Users will be notified of any privacy policy changes on our Privacy Policy Page.
Users are able to change their personal information: by emailing us. We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. It’s also important to note that we may allow third-party behavioral tracking
COPPA (Children Online Privacy Protection Act)
This Website may be used only by individuals over the age of 18. We do not knowingly collect any information from children under the age of 13. If a parent discovers a child has breached this policy, the website owner should be contacted immediately to remove any information collected. When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control.  We do not market to children under 13
LINKS TO OTHER WEBSITES
As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain.  This Privacy Policy applies solely to information collected by us through the Site and the Service.  Therefore, this Privacy Policy does not apply to your use of a third party website accessed by selecting a link on our Site or via our Service.  To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application.  We encourage our users to read the privacy statements of other websites before proceeding to use them
CHANGES TO OUR PRIVACY POLICY
The Company reserves the right to change this policy and our Terms and Conditions at any time. You should periodically check the Site and this privacy page for updates. Your continued use of this Website following any changes to this Privacy Policy will constitute your acceptance of such changes.
CONTACT US

If you have any questions regarding this Privacy Policy or the practices of this Site, please contact us by sending an email to Jen@familyfinancesuccess.com
Family and Finance Success| 15753 Pennsylvania Ave S P.O. Box 359 State Line, Pa 17263|Jen@familyfinancesuccess.com
Last Edited: 1/2/17