11.28.2017

Creating a Home of Order {Part Two}

This post contains affiliate links. When you make a purchase using an affiliate link I am compensated in order to keep this site running. Thank you!





A note from Jen:
Have you been wondering why you set routines and systems up in your house and they never work? Do you long to have your day flow without too many distractions, meltdowns, and forgotten appointments?  Do you want to have a closer relationship and open communication with your family? Let’s be honest we all do! I know I did and still want to improve in this area. That is why I am very happy that I was prompted to write and record this mini-series “Creating a home of Order.”


Last month we talked about the very step you need to take in creating a home of order. If you don’t remember it was to Get Spouses on the Same Page. We talked about how to get to this point if you were not and why this has to be the first step. Watch the video here if you have not BEFORE starting this month's step.

PART TWO


The second part of this journey is to nurture your relationship with your spouse often and consistent.

During this month's video, I share ways to do this on a daily, weekly, monthly, and yearly basis.
For those who can’t watch the video just yet here’s the breakdown:

Daily
  • Check-ins: 5-10 Minutes can be a text, phone or in person
My husband and I use this devotional daily to spur conversation:

Weekly
  • Sit-downs: 30+ Minutes devoted just to your spouse touch on upcoming events, finances, bring to the table any baggage you have been sweeping under the rug, and encourage each other ( NO DISTRACTIONS)

Monthly
  • Date Night: This does not have to be elaborate. We don’t always have a sitter or the funds so we send the kids to bed early, order takeout and watch a movie. The idea is stopping your normal life and making time for each other. Taking the time to connect.

Yearly
  • Coordinate your goals: It may seem silly to think your goals are not coordinated but when you do this I bet you will be surprised! My husband and I were honestly working towards completely different goals for years. None of them were wrong but with our powers combined (there has to be one person who got this reference!) we were able to meet those goals faster AND celebrate together.
  • 48 Hour Trip: This is simple plan 48 hours to get out town ALONE! 
A fun resource I found recently was a reflections Worksheet from Inkwell Press Planner  I know this is an odd resource local I know but my husband and I did this and it was fun and helpful!

Getting on the same page with your spouse and nurturing this relationship sets up the foundation you need to model order for your home. This process will never stop and it will never be perfect. However, it is the most important.

Next month we will talk about getting kids on board with creating order. Yeah, hold onto your hats!






11.13.2017

Understanding how to Plan for your Financial Future

This post contains affiliate links. When you make a purchase using an affiliate link I am compensated in order to keep this site running. Thank you!


10.23.2017

How to Simply Cook Dried Beans

This post contains affiliate links. When you make a purchase using an affiliate link I am compensated in order to keep this site running. Thank you!


Cooking and freezing dried beans


I am back with another installment of Back to the Basics|Saving in the Kitchen. Where I show you simple tasks that generations before us did to save a few dollars.


Today I am answering a reader's questions! I mentioned that I cooked my own beans and she wanted to know how.


Homemade Crockpot Applesauce {Bonus Halloween Treat!}

This post contains affiliate links. When you make a purchase using an affiliate link I am compensated in order to keep this site running. Thank you!


A year cannot go by without me putting my crock-pot to work making delicious homemade applesauce. The best part of this simple snack is that a little goes a REALLY long way! Today I wanted to share my recipe, process, and a way too cute idea for a harvest treat!

10.13.2017

What are Sinking Funds and how can they Help Your Budget?

This post contains affiliate links. When you make a purchase using an affiliate link I am compensated in order to keep this site running. Thank you!

What are sinking funds?

Sinking or Slush funds are savings for specific items that you keep adding to. The account may or may not go away once you reach the goal. Here is an example:
Sinking Fund: Car Maintenance 
$50.00 per month
The money accrues every month until a repair is needed. 

Sinking funds are very beneficial to budgets because you are “stashing away” money for a future expense. This means when an $800.00 car repair comes up you may only need to come up half. The ultimate goal is to avoid using credit cards by being prepared.

Sinking funds are meant to be SPECIFIC so you should have one for each area you want to sink money. Like car and home repairs, co-pays, vacations, Christmas, Birthdays, Insurances, babysitting, and entertainment. The list can go on forever honestly.

You can keep sinking funds in a separate account at the bank or in cash envelopes at the bank. You can keep all your sinking funds in one savings account but I advise against that because you have to be a very detailed record keeper if you are going to go this route. Please confirm with your bank that there are no minimum amounts to be kept in a savings account. You do not want to incur fees for savings money!

We use these plastic envelopes for our sinking funds because they are much more durable than the paper ones.

Sinking funds can also be a great way to save for larger items like college courses and home down payments.  They give you visual evidence that you are getting closer and closer to reaching your goal.

Do you use sinking funds? Do you have any questions about how to set them? Let me know and I will be happy to answer them.

Not sure how you can afford to start sinking funds? Family money coaching may be a great option for you, learn what is involved and how to book a free consultation today.

WATCH THE FULL VIDEO ON SINKING FUNDS HERE: 














You may also like: